At PPS Mutual we provide specialist life insurance for professionals.
But that’s not the only thing that makes us attractive to clients.
As a mutual, we don’t have shareholders.
So, we share our profits with the people that matter most, our policyholders.
And that also means big rewards for our accredited advisers.
Professional clients can only access our life insurance through a limited number of accredited advisers. Why not join them and reap the rewards of exclusivity?
As the sole avenue of access to our policies, our accredited advisers benefit from increased business from the highly lucrative professional market.
Our unique offer for professionals helps our advisers attract clients’ with higher and more consistent incomes resulting in higher premiums.
Accredited advisers actively see an increase in referrals as professional clients share the benefits of our Profit-Share model with their colleagues.
Client Profit-Share Accounts grow year on year, so our accredited advisers benefit from long-term relationships and low lapse rates.
By limiting our distribution, we simply have more time to dedicate to our advisers and their clients. And that inevitably means a more personal and efficient experience.
$100,112
2017
$386,258
2018
$750,023
2019
$1,251,873
2020
$1,803,006
2021
It’s not only professional clients that recognise the value of our proposition. In 2021 we picked up the prestigious Plan for Life/AFA Risk Product Innovation Award and were finalists in four other categories.
As a mutual, the best interests of your clients and PPS Mutual are always aligned.
Profits shared
At the heart of our mutuality is the belief that every professional we insure is a Member who is entitled to share in the profits of the insurance that they buy.
No-upfront discounts
We don’t lure in new clients with discounts and then increase premiums in subsequent years. Our pricing is consistent and fair for both new and existing members.
Discounts applied to all
When we discount our premiums, every member benefits not just new clients. We don’t offer discounts to new clients to grow our market share.
Phased premium increase
Sometimes the industry needs to increase premiums. However, we’re the only provider that phases in increases to minimise the impact on members.
Professional clients can only access our life insurance through a limited number of accredited advisers. Why not join them and set your advice apart from the competition?
There are 19,000 financial advisers in Australia but only 1014 are PPS Mutual accredited and can offer professional clients our unique profit-share life insurance.
Become number 1015 and reap the rewards of exclusivity.