ON
CLOUD
NINE
After 9 years of successive Profit-Share growth our Members are on top of the world.
Our Profit-Share pool is up 31% on last year and now stands at
$15M
Total Profit-Share Assignment
for 2025 is
$3.8M
a 24% increase from last year.
It really does pay to have a PPS Mutual policy. Every Member is entitled to a share in the profits of the insurance they buy. And every year since we started the Profit-Share pool has grown.
IT REALLY PAYS TO HAVE A
PPS MUTUAL POLICY.
17
Members have
accrued over
$20,000 in
Profit-Share
390
Members have accrued
more than $5,000 in
Profit-Share
101
Members have accrued
more than $10,000 in
Profit-Share
Members have
been rewarded with a
Profit-Share every year
since we started in
2016
PUTTING PROFITS IN MEMBER’S POCKETS
Many Members have started withdrawing funds from their Profit-Share Accounts
43
Members have now
accessed over
$157,000
12
Members have now
accessed between
$5,000 – $10,000
2
Members
have accessed
over $10,000
29
Members have now
accessed up to
$5,000
REWARDING MEMBERS EVERY YEAR SINCE LAUNCH
Every year since launch Members have been rewarded with Profit-Share assignments. We assign profit in two ways – as a % of premiums and as an interest on the Profit-Share Account.
This year PPS Mutual are declaring the below Profit-Share Rates for the 2025 Financial Year:
of Premiums in relation to the 2025 financial year
of the Opening Balance of
their Profit-Share Account
AND OUR ADVISERS ARE OVER THE MOON TOO…
By only providing specialist life insurance for professionals, and sharing profits with our Members, we’re generating more sustainable, higher-value business for our accredited advisers.
HIGHER-VALUE BUSINESS
Our proposition attracts high earning professionals in need of higher sums assured.
31
Advisers have more than $100K
in total client Profit-Share
Account balances.
7
Advice firms have over $500K
in total client Profit-Share
Account balances.
3
Advice firms have over $1m
in total client Profit-Share
Account balances.
HIGHER CLIENT RETENTION
Our proposition fosters strong, long-term relationships between clients and advisers.
PPS Mutual annual lapse rate:
5.1%p.a.*
Industry average annual lapse rate:
14.1%p.a.*
WHAT OUR ADVISERS ARE SAYING
Hear from some of our accredited advisers about what it’s like to work with PPS Mutual.